ASPAC Bank Training Policy

ASPAC Bank AML TRAINING POLICY

By joining the ASPAC Bank trainings, the participant understands and agrees to the following:

This AML Training shall be applicable to all employees, including:

• New hires
• Regular staff
• Officers
• Senior Management
• Members of the Board of Directors

All covered personnel are required to undergo mandatory Anti-Money Laundering (AML) training on an annual basis.

Certificates of completion shall be issued only to duly registered participants via email by the AML Compliance Officer. Certificates will be issued only upon full completion of the training requirements, including:

• Submission of the Participant Information Sheet
• Completion of the post-test for each module
• Submission of the Training Evaluation Form

Participants must achieve an overall passing score of at least 80% in the post-test in order to successfully complete the AML training.

Participants who do not meet the required passing score may retake the post-test to achieve the required score, subject to guidelines set by the Compliance Office.

Failure to complete all requirements shall forfeit the participant’s eligibility to receive a certificate.

AML trainings shall be accessed through the ASPAC Bank E-Learning platform, which requires prior registration and enrollment.

Exception: Members of the Board of Directors may use their registered personal or official e-mail addresses for training access and participation.

Participants are responsible for ensuring a stable internet connection and use of appropriate devices during the training, especially for virtual or e-learning sessions.

The training environment promotes professionalism and courtesy among participants. ASPAC Bank reserves the right to remove or disqualify any participant who engages in disruptive, inappropriate, or non-compliant behavior during the training.

Completion of AML training is mandatory. The Compliance Office shall monitor participation, completion, and assessment results.

Failure to comply with training requirements may result in:

• Follow-up notices
• Escalation to Department Heads or Management
• Other administrative actions, as deemed appropriate